Long & Associates offers both Full Financial Plans and Financial Reviews.

Full Financial Plan is best for clients who:

• Have financial assets (including 401k plans) of >$250,000 and/or incomes >$200,000
• Want a thorough review of their financial situation including:
  • Cash Flow
  • Investments
  • Estate Planning
  • Insurance
  • Retirement Scenarios
  • College Planning
  • Mortgages/Home Purchase Plans
  • What-if scenarios and understanding the trade-offs between short-term and long-term goals
  • Written Recommendations
  • Assistance with implementing recommendations
  • Ongoing assistance and support
  • Pro-active plan reviews
  • Asset Management
• Want to delegate some of the execution of their investment management to a trusted advisor
• Want a long-term relationship with a financial advisor

Financial Review is best for clients who:

• Have financial assets of <$100,000 or incomes of <$150,000
• Want a quick review of their investments, cash flow, estate planning, and insurance.
• Are willing to execute the recommendations themselves.
• Are willing to take notes during our meeting and do not need written recommendations.  (Client will be provided with some handouts).
• Financial situation is fairly uncomplicated