Long & Associates Retirement Plan Services are different from those of major brokers and insurance companies.  Here is how we are different:

Assessment Tool for your Plan

• We offer you a review of key areas of your plan in an easy to understand Report Card format.  And provide recommendations on how to improve your plan
  • Check out the first page of the Report Card.

Honest Fee-Only™ Advice

• We work solely in our clients best interest and have signed a fiduciary oath.
• We do not sell any products or receive commissions or kickbacks, are only compensation comes from our clients

Transparency and Low Costs

• We charge a flat fee based on the number of employees you have.
• We recommend low-cost mutual funds from The Vanguard Group (Long & Associates LLC is not affiliated with Vanguard and receives no compensation from Vanguard). The cost of these mutual funds is 0.2%-0.3% per year compared to the average mutual fund cost of 1.5% per year and the average annuity investment charge of 2.36% per year.
• A low cost plan could save 30%-70% per year over your current plan - adding up to millions of dollars for your employees in the long-run.

Superior Education Services

• We provide in-person education to your employees.
• In our experience people respond much better to face to face education than web-only education.

Help you fill your Regulatory Requirements

• Long & Associates is a Registered Investment Advisor.  A Registered Investment Advisor can be a co-fiduciary to the plan and allow the plan trustees to demonstrate that they have met some of their fiduciary burden.  A broker or insurance agent cannot provide this function.
• We write an Investment Policy Statement outlining criteria to select and evaluate investments in your plan.
• We keep you informed on changes in the regulations regarding your plan

Contact Us Today to order a Report Card for your plan!